Investment Planning


The value of pensions and investments can fall as well as rise. You may get back less than you invested.

Investment portfolios form a critical part of our clients’ personal financial plans. We can guide you through the many options available when building an investment portfolio, taking into account tax opportunities and implications, your tolerance to risk and balancing the need for income or growth.

Following a detailed financial review we will assess all the factors with you before making recommendations for your asset portfolio. With you every step of the way, at Elementary Investments we will monitor investment performance and keep you informed and updated with regular review meetings.

We recognise the individuality of our clients and that each has different financial needs and objectives based on where they are in their life. When advising on any investment we ensure our clients understand the risks involved and are willing to accept those risks.

When people  talk about risk they often mean ‘volatility’ – the more adventurous an investment the more ups and downs it is likely to experience. Whilst the value of real assets can fluctuate over the short term, however over a longer period such as five years or more, asset-based investments have generally seen greater returns than deposit based ones.

Stock markets and investment funds have become more volatile in recent years.  This makes it important to select the right product and minimise your risk. That’s why it has never been more important to get professional investment advice from a qualified  independent financial adviser.

As your adviser we can present all of your options clearly, and help with the balance between risk and return.  We can advise on everything from lump sum and inheritance investments, to retirement and pension fund investments. In short, we will help you determine an investment strategy appropriate for your needs and tax position.

As independent financial advisers we are not tied to any bank or investment provider, which means we can offer the best deals from the whole of the market.